Tornados can wreak havoc on your life, but upwards of 50% of the injuries that occur due to this natural disaster can happen after the tornado has already passed. In fact, the CDC reports that up to ⅓ of the injuries that occur after a tornado are a result of stepping on nails. Cleanup and recovery efforts can be extremely dangerous, and if you’ve been recently affected by a tornado, then you’re probably already well into the cleanup process.
Immediately After the Tornado
If you’ve been affected by a tornado recently, then you’re likely already covering many of these immediate post-tornado tasks such as checking for injuries and ensuring the safety and security of your home. In general, these beginning stages of the recovery process should be handled with extreme caution. Follow a few of these tips:
Inspect the Damage
Once everyone is accounted for and safe, you’ll begin to assess the damage of your property. With tornados, houses can be completely demolished, or wind damage may have simply threatened the integrity of your house without causing total loss. If you suspect any damage to your home, shut off electrical power, natural gas, and propane tanks to avoid fire, electrocution, or explosions.
During the process, be sure to contact local city and/or building inspectors and hire contractors to help. Always keep receipts for hired help, as it can become an essential piece to getting the most out of your insurance claim.
Prepare for Insurance
With safety secured, it’s time to start preparing yourself for the claim you’ll file with insurance. As we’ve mentioned before, keeping a record of any work you’re getting done by contractors is important, but you’ll also want to keep record of moneys spent for alternative housing, repairs, and all damages. The more you record, the more likely you are to get a larger settlement.
If you’re starting the process of filing with your insurance, ask a question with one of our experts for FREE!